Financial Planning Topics for Retiring Californians (2025)
California, the “Golden State,” is among the best places in the world to live. For California’s economic, governmental, and public system to function, its citizens and businesses need financial support.
Retirement Planning Basics (2025)
Fulfill retirement planning competence with 2024 Retirement Planning Basics, an exciting and comprehensive course from Advice Only®, and available from the Google Play and Apple stores.
Rethinking Retirement Planning Moves (2025)
Change in financial planning should generally be taken in stride. Frequent shifting makes investment management and other financial planning reports difficult to analyze. That said, cycles end and new cycles begin. It’s during these times retirees might consider a potential reset. Updates to Rates of Return. Rates of return are tied to a dollar’s expected […]
What’s My Perfect Retirement Plan?
The “perfect” plan is what the individual client says it is. That’s because the individual has a vested interest in the outcomes of the financial decisions. The individual attempts to do what’s best for themselves, their family, and loved ones. Ideally, this is in context with all available knowledge and information. Can there ever be […]
“Qualify” Yourself for Long Term Care Insurance
Purchasing or not purchasing Long Term Care Insurance is a personal choice. By reading this article, one is open to the concept of Long-Term Care Insurance for later years and protecting their assets in retirement using insurance. If one doesn’t believe in the idea or the decision has been made, you can save yourself the […]
Secure Act 2.0: What Matters to Retirees?
The Secure Act 2.0 overhauls, pioneers, and expands upon many new rules for retirement savers. But what are key provisions that new retirees should be aware of? The full text of the Omnibus bill text is here. What are the important retirement provisions? Section 107: Increases to RMD ages for some retirees Effective immediately, certain […]
The Future of Financial Advice Is Today
We applaud and celebrate leaders in financial services who have finally embraced the concepts put forth in our book. Advice Only: Retirement Planning Methodology & Handbook (Hall, Q. 2019)
View the below Timeline on Mobile: https://www.preceden.com/timelines/688325
Simplifying Your Relationship With Stock Options
Stock options can be among the most confusing aspects of the financial planning process. The subjectivity built into these programs will consider personal preferences, planning timing tactics, diversification, and tax efficiency. What kind of options do you have? The first step is identifying what type of option you have. It may be a good idea […]
How Much of a Guarantee Do I Actually Need?
Guaranteed income offers all kinds of benefits to a financial plan but also comes with tradeoffs, namely growth, and cost. Finding the “sweet spot” for a guarantee in a financial plan is tricky and not always readily apparent. Furthermore, differences in opinion within a family unit can cause disagreement about the “perfect” design. When referring […]
Are Retirees Being Real?
The annual Retirement Confidence Survey consistently shows retirees’ expectations pre, and post-retirement may not always be realistic for specific areas of retirement planning. A realistic financial plan will consider all variables and any high-risk scenarios. Being real with expenses Expenses are one of the most disliked aspects of developing a financial plan. It’s impossible to determine the […]
