Important Disclosures and Privacy

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Hall Financial Services, Inc. d/b/a Advice Only (“we,” “us,” or “our”) operates this informational website at https://adviceonly.org (the “Site”). This Site is a learning and informational platform. It is not a client portal. This Privacy Policy applies only to this Site and not to any other applications, portals, or advisor services we may own or operate.

It is important to note that while Advice OnlyTM advisors contribute content and may offer services through direct referrals from the site, they maintain separate privacy policies that govern their individual advisory practices. This site’s Privacy Policy applies solely to the site and not to any third-party advisor service.

Our systems collect specific information you input into the app. This information may include:

On-device data: Reading progress, quiz answers, and assessments are stored in your browser only. They are not transmitted to our servers unless you choose to export them.
Server logs: We receive standard information (e.g., IP address, browser type, date/time) for security and reliability. We do not link these logs to your on-device data.
Forms you send us: If you use a contact form or email us, we use that information only to reply and support your request.

We use limited, anonymous analytics (Google Analytics, Microsoft Clarity) to understand performance and improve the Site.

These tools do not combine your on-device learning data with server logs.
You can disable analytics at any time via the in-Site privacy controls.
We honor Global Privacy Control (GPC) browser signals.
NOTE: These methods may potentially cause you to lose permanent access to your data if they are lost or disconnected.

Depending on your state, you may have rights to access, delete, or correct personal information. Since the Site does not maintain account records, these rights are limited to information you submit through forms or email.
Requests may be sent to [privacy@adviceonly.org](mailto:privacy@adviceonly.org).

We use reasonable safeguards to protect the Site and our limited logs. On-device data is under your control. Server logs are retained briefly (≈18 months) for security, then deleted or aggregated.

This Site may link to external platforms (apps, advisors, course sites, or payment processors). Their policies govern your interactions with them.

We reserve the right to update this Privacy Policy at any time. Your continued use of the App after we make changes is deemed to be acceptance of those changes, so please check this Privacy Policy periodically for updates.

If you have any questions about this Privacy Policy, please contact us at:

Email: info@adviceonly.info

Phone: +1 (800) 484-7206

AdviceOnly.info Privacy Policy

We respect the privacy of our visitors. This Privacy Policy explains how we collect, use, and protect the information you provide when using our website.

If you submit through our “Contact Us” page, we collect potentially Personally Identifiable Information (PII) such as:

Our website uses basic website analytics cookies to collect Non-Personally Identifiable Information such as:

We use your contact information to respond to user-generated inquiries submitted through our “Contact Us” page.
We use buttons on our website to direct you to our educational content on adviceonly.org.
We analyze non-personally identifiable information to understand how our website is used and to make website improvements.

Our website does not sell or share your personal information with third parties for any reason except as outlined in this privacy policy.

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:

Right to Know: You can request to know the categories and specific pieces of personal information we have collected about you, the sources of that information, the purposes for collection, and the categories of third parties with whom we share it.
Right to Delete: You can request the deletion of the personal information we collected.
Right to Opt-Out of Sale: You can opt out of selling your personal information under the CCPA.

To submit a request and exercise your rights under the CCPA, please contact us at info@adviceonly.info. We will respond to verifiable requests within 45 days of receipt. We may require you to provide additional information to confirm your identity before fulfilling a request.

If you have additional questions about our website’s privacy practices, please Contact Us.

Transparency & Disclosure Practices

Hall Financial Services, Inc. (HFS) maintains all required registrations and disclosures as a Registered Investment Adviser (RIA). While AdviceOnly.org operates as an independent educational platform, advisory activities and personalized services are conducted exclusively through Hall Financial Services, Inc., under applicable state and federal regulations.

All required regulatory documents — including Form ADV Parts 2A and 2B — are publicly available through the SEC’s Investment Adviser Public Disclosure (IAPD) system. You can view our firm’s current registration here:
Hall Financial Services, Inc. (SEC IAPD Firm #292580)
https://adviserinfo.sec.gov/firm/summary/292580

Our educational websites — AdviceOnly.org and AdviceOnly.info — do not collect or share client data for solicitation or marketing purposes. By contacting us or submitting a form, visitors acknowledge and consent to the privacy policy described on this page. Visitors are encouraged to verify any financial professional’s registration directly through the IAPD database before engaging advisory services.

Last reviewed for accuracy and completeness: October 2025.

If you have any questions about these Terms and Conditions, please contact us at info@adviceonly.info

Important Disclosures and Privacy

Regulatory Transparency & Disclosure Practices