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The Advice Only® app is designed to make one–to–one personalized advice more efficient and accessible for both Advice Only™ clients and advisors. Learn from and plan with your favorite advisor-instructor today!
Our advisors are not just content writers. They are licensed financial professionals. They have valuable, hands-on experience working with many clients by offering one-to-one financial planning. Clients enjoy and benefit from working with the same advisors who educated them. This helps ensure a consistent, trustworthy planning experience.
We offer objective financial planning resources with the option for personalized paid advice. Our 10 years of experience show that a solid, objective planning process works. This, plus a basic education, helps clients trust their financial choices, now and in the long run.
What are some of the reasons people choose to work with us?
We think it’s best to develop and settle on a strategy before considering any new implementation. A solid education in core planning concepts leads to better decisions. It makes them more methodical, rational, and confident. It often leads to more money, less hassle, and fewer regrets.
Getting a professional’s initial impression can be hugely constructive for a client. Advisors in our directory agree to respect the value of impartial advice and do what they can to avoid obtaining personal financial information when initially introduced. This way, a client has the option to ensure a genuine first impression in a consultation. This offers assurances that what a client has is not the determining factor in the services offered.
We typically offer specific, actionable recommendations during an initial consultation, which showcases our unique relationship with clients. We do everything possible to maximize a client’s time and overall planning experience. We enhance client momentum by specifying client to-dos and providing detailed meeting summaries.
Advisors in our directory follow planning guidelines we’ve refined over ten years. The purpose is to make clear how our objective experience works. We describe our process as one that ANY advisor can use and ALL clients can rely on. This is opposed to a service with multiple offerings primarily based on what one has or who one is, with discretion by the advisor or affiliates to offer or not offer certain services.
Once a plan is “complete,” our network’s advisors will usually agree to a paid option for updates to a previously paid-for plan. Our app courses refresh annually, keeping clients up to date on important details like tax and legal changes.
Our unique methodology separates financial advice from all forms of new financial solicitation. It allows clients to get needed advice without the sales pressure. We believe this impartiality is crucial when learning financial concepts, planning, and making key financial decisions.
By design, clients can learn from and work with their instructors. Our app connects users with the same advisors who write our content. Clients enjoy working with the same advisors who educate them rather than being referred to someone else.
Maintaining an objective experience means we do not favor certain clients over others. Advisors in our directory will not be swayed by third parties regarding clients using the Advice OnlyTM process.
The value of the financial professional is the direct hands-on experience working with many clients. It is the experience of judging how others achieve goals, avoid failure, and resolve subjective matters. Ultimately, the advisor brings their knowledge and expertise to the discussion.
Money can be emotional, and not everyone has had the same experiences. Views often differ on key issues like market risk, retirement timelines, and insurance needs. Acting as a mediator, an outsider’s perspective can help maintain planning momentum and find commonality.
The clarity and peace of mind in knowing what will likely happen financially. With this, individuals can achieve the seemingly impossible. Know what to do, where to get impartial advice, and trust a plan implicitly.
Clients using the Advice Only™ process get a consistent, objective experience. Our methodology, process, and core principles, “Our Truths,” define us. They ensure clients can trust their Advice Only™ advisor. It’s paramount that advisors respect these principles when writing content and giving advice to Advice Only™ clients.
Learn more about our methodology, process, and how and why we do what we do by visiting
Self-exploration of what is important financially. Clients will form nuanced preferences in spending. Create a risk profile, organize assets, and track tasks. Be able to communicate your preferences to loved ones.
Get help assembling financial reports, including balance sheets and cash flow statements. Run stress tests, buy/ sell scenarios, and incorporate hypothetical changes to variables. Remain sensitive to personal preferences and affinities.
Top-to-bottom evaluation of account types and the development of a formalized needs analysis. Examples include documentation review of an employer plan, equity package, and other work benefits.
Many of our advisors have direct, hands-on experience affecting financial transactions for other clients. Leverage our experience and utilize our best practices to seamlessly facilitate transactions.
Beyond diversification, our advisors work to complement what’s already working in an existing plan. We’ll tailor investment strategies to work alongside established preferences and affinities.
Knowing the rules behind distributions is one thing. Clients will learn to spend their money sustainably and deploy it methodically throughout retirement.
Sometimes, a client needs a Plan B. Planning in advice opens the door to viable solutions that may otherwise be unavailable or too costly in a panic. Event-driven strategies to eliminate or mitigate high-probability risks that might otherwise compromise a plan if left unaddressed.
Prioritizing the use of money is subjective. Our advisors are experienced in helping with complicated and subjective funding decisions. We help clients coordinate savings, settle disputes, and factor in all known variables. We don’t judge. Instead, we provide practical solutions to achieve a client’s stated objectives.
Our plans are a valuable “handoff” for estate planners and accountants, saving billable hours. Maintain a math-based financial analysis that reflects current estate and tax law. Maintain a copy of plan documents with the ability to share and update details whenever needed. No ongoing subscription required.
Our goal is to help clients maximize financial success. This means providing a way to update financial planning documents. What are some examples of deliverables clients can expect?
We use software to organize a client’s info. A “status quo” report is the first step for a factual, math-based planning framework. The report aims to aid discussions and help a client “visualize” the financial situation.
Most people want a realistic idea of what adjustments to their base plan can achieve. That’s when plan modeling is necessary. Our advisors present realistic hypotheticals to help clients improve planning.
Meeting summaries are document discussions developed in real-time, benefiting both the client and advisor. They help identify past decisions during formal plan development. Summaries help with “plan recall”—or a client and advisor’s ability to quickly pick up where planning left off.
Systemizing and prioritizing clients’ tasks helps clients stay organized and efficiently complete any “homework.”
Our app features “exercises,” which act as planning aids. Advisors often assign them to help clients understand a particular financial concept.
Sometimes, a video, walkthrough, spreadsheet, or report works best to demonstrate a complicated concept. If this is applicable, ask your advisor for details.
Formal planning engagements always include specified recommendations. Clients should consider a plan “complete” only after they have the advice they need and understand how to formalize recommendations step by step.
