Book • 2019
Advice Only: A Retirement Planning Methodology & Handbook
This book explains the origin and structure of the Advice-Only™ methodology:
a fiduciary financial-planning approach engineered to separate advice from sales, asset-based compensation (AUM) fees,
and referral incentives—so a reasonable person can trust the process without relying on promises.
- Who it’s for: clients who want planning without product pressure; advisors who want a clearer fiduciary structure.
- What you’ll get: a practical process, definitions, and decision rules you can apply immediately.
- What it’s not: a referral to asset management services or a product pitch.
Related:
Methodology overview •
Standards of practice •
Glossary
Author: Quincy Hall
What makes this different
Most financial advice is bundled with implementation. Advice-Only™ treats planning as its own
professional service—separate from custody, product distribution, and referral economics. The goal
is simple: make objectivity the default, not a personality claim.
Book images
Excerpt
Advice-Only™ did not begin as a marketing idea. It began as a question:
How do you deliver financial planning in a way a reasonable person could trust, even if they knew nothing about the advisor’s character?
In a marketplace built on product distribution, asset gathering, and referral networks, objectivity cannot depend on personality.
It has to be engineered into the structure of the engagement itself.
Get the book
If you want planning that stands on structure—not sales incentives—this is the foundation.