CFP® Board CE: Implementing the Advice-Only™ Methodology

This Advice-Only® CE course for CFP® professionals teaches financial planners how to deliver objective, client-centered advice by applying the core principles of the Advice-Only™ methodology. In detail, you’ll learn why fiduciary duty is complemented by structural separation to function effectively in practice, and how to implement a four-step workflow that avoids incentives such as asset retention, commissions, and referral favors. By the end of this course, you’ll have a repeatable process that’s transparent and aligned with CFP® Board standards.

60-minute live webinar • 1.0 CE hour • ID# 342203

Listed in the CFP® Board Continuing Education Directory.

What CFP® Professionals Will Learn

Specifically, this 60-minute live webinar will cover five key topics for the objective fiduciary practice:

  • Analyze how AUM, commission, and referral incentives can undermine fiduciary duty, a core topic for Advice-Only® CE for CFP® professionals.
  • Describe structural separation, truth-in-advertising, and process repeatability.
  • Implement the four-step planning process to deliver objective, transparent advice.
  • Apply lessons from enforcement cases to strengthen fiduciary practice.
  • Discuss privacy-by-design and data privacy as extensions of fiduciary duty.

Agenda (60 minutes)

0–10 min — The Fiduciary Challenge: Fiduciary vs. structural conflicts; the “Two Masters Problem.”

10–25 min — Core Principles: Structural separation; truth-in-advertising; repeatable process; “Our Truths”.

25–45 min — Four-Step Process (case study): Paid Consultation → Present Position → Final Plan → Ongoing Support.

45–55 min — Lessons & Privacy: Why disclosure alone is insufficient; privacy-by-design.

55–60 min — Q&A & Application: Implementing within an existing firm without losing objectivity. Ultimately, the goal is a less-conflicted client environment.

Format & credit

  • Delivery: Live webinar
  • Credit: 1.0 CE hour (CFP® Board General CE–accepted)
  • Audience: CFP® professionals and fiduciary planners

About Your Instructor

Quincy Hall, CFP® — Founder & President, Advice Only; creator of the Advice-Only™ methodology and author of Advice-Only: A Retirement Planning Methodology & Handbook. Focus areas include truth-in-advertising, transparent compensation, privacy-by-design, and operationalizing fiduciary duty through structured processes.

Next live session: Oct 30, 2025 • 12:00 PM PST

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Download the CFP® CE–Advice-Only® Course Outline (PDF)

Next steps

CE Course FAQs

Is this course approved by the CFP® Board?

Yes. The CFP® Board approved Implementing the Advice-Only™ Methodology in Financial Planning for 1.0 CE hour.

Who is this course for?

Financial planners and CFP® professionals seeking a repeatable, conflict-minimizing planning process based on structural separation.

What will I learn?

You’ll learn the “Two Masters Problem,” core Advice-Only™ principles (structural separation, truth-in-advertising, repeatability), the four-step planning workflow, enforcement lessons, and privacy-by-design.

How is the course delivered?

Live webinar (60 minutes). We report attendance to the CFP® Board within 14 days and archive records for a minimum of three years.

Can I integrate this into my existing practice?

Yes. We cover surgical changes to implement the methodology while maintaining an objective, less-conflicted client environment.

© Hall Financial Services, Inc. d/b/a Advice-Only. We designed the program to align with the CFP® Board Program Standards.